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Equestrain Roads sold $120,000 of goods and accepted the customer's $120,000 10%, 1-year note in exchange. Assuming 10% approximates the market rate of return, how much interest would be recorded for the year ending December 31 if the sale was made on June 30?

a. $0.
b. $3,000.
c. $6,000.
d. $12,000.

User Degratnik
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1 Answer

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Final answer:

The interest recorded for the year ending December 31 for a $120,000 note at 10% would be $3,000, as the note covers only half of the year since it was made on June 30.

Step-by-step explanation:

The direct answer to the student's question is b. $3,000.

To calculate the interest for the six months remaining in the year after the sale was made on June 30, we need to apply the interest formula: Interest = Principal × Rate × Time. In this scenario, the principal is $120,000, the annual interest rate is 10%, and the time the note will be outstanding is for half a year (since the sale was made on June 30 and the year ends on December 31). Plugging in the values, we get:

Interest = $120,000 × 10% × 0.5 (6/12 months)

Interest = $120,000 × 0.10 × 0.5

Interest = $6,000 × 0.5

Interest = $3,000

Note that the entire year's interest would be $6,000, but since the note is only outstanding for half of the year, the recorded interest for this period would be half of that, which is $3,000.

User Patryk
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