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Tallinn Ltd purchased goods on credit from Oslo Ltd. When Tallinn Ltd recorded the purchase invoice in its ledgers, it did not expect to take advantage of the early settlement discount terms.However, Tallinn Ltd has now decided to take advantage of the early settlement discount terms and make early payment to Oslo Ltd.

What double-entry should Tallinn Ltd use to record the payment made to Oslo Ltd (ignore VAT)?

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Final answer:

To record an early settlement discount by Tallinn Ltd for a purchase from Oslo Ltd, the journal entry would include a debit to accounts payable for the full invoice amount, a credit to cash for the post-discount payment amount, and a debit to purchase discounts for the discount amount.

Step-by-step explanation:

When Tallinn Ltd makes the decision to take advantage of the early settlement discount with Oslo Ltd, the accounting records must reflect the discount received. Typically, when a purchase on credit is made, Tallinn Ltd would debit inventory (or the relevant expense account) and credit accounts payable. However, with the decision to take the discount, the double-entry for payment will include an additional account to record the discount.

The journal entry to record the discounted payment would be a debit to accounts payable for the full invoice amount, a credit to cash for the amount of payment after the discount, and a debit to purchase discounts (which may alternatively be named 'discounts received' or a similar term in the ledger) for the amount of the discount taken. This reflects the reduction in both the liability and the cash paid, and records the discount as a reduction of the expense or cost that was originally recorded.

For example, if Tallinn Ltd has a $1,000 invoice and the early payment discount is 2%, the double-entry would be a debit to accounts payable for $1,000, a credit to cash for $980, and a debit to purchase discounts for $20.

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