Final answer:
The second reason for the 3'-end of the telomere being single-stranded with a 14-16 base overhang is that T-loops form and hide the 3'-end.
Step-by-step explanation:
The second reason for the 3'-end of the telomere being single-stranded with a 14-16 base overhang is that T-loops form and hide the 3'-end.