Final answer:
Flow-through supplemental health and disability programs are usually paid for by the employer, although some may share costs with employees. Employer-sponsored benefits are separate from government programs like Medicare and Medicaid, which are designed for specific groups such as the elderly and low-income individuals.
Step-by-step explanation:
Flow-through supplemental health and disability programs are typically paid for by the employer. In some instances, these programs may involve shared costs between the employer and employees, but generally, the employer bears the primary responsibility for payment. These employer-sponsored benefits are separate from government-funded programs like Medicare, Medicaid, the Indian Health Service, and the Veterans Health Administration, which provide healthcare services to specific populations such as the elderly, low-income individuals, Native Americans, and veterans.
Employer payment options vary, but in countries with government-run or single-payer systems, such as the United Kingdom and Canada, the government covers healthcare costs. In the United States, besides the employer-based system, the government has taken steps to ensure affordability through programs like Medicaid and Medicare for those who cannot readily access private health insurance.