Final answer:
The cell with a membrane potential of approximately -20 mV is in the depolarization phase of an action potential.
Step-by-step explanation:
Based on the information provided, the cell with a membrane potential of approximately -20 mV is in the depolarization phase of an action potential. Depolarization is the phase where the membrane potential becomes less negative and moves towards a positive value. This phase occurs when an external stimulus causes the opening of sodium (Na+) channels, resulting in an influx of Na+ ions into the cell, and causing the membrane potential to become less negative.
So, the correct answer is a) Depolarization (rising).