The average return on stocks has exceeded the average return on savings accounts by more than 6 percentage points since 1990.
The statement that the average return on stocks has exceeded the average return on savings accounts by more than 6 percentage points since 1990 is true.
Stocks generally have higher average returns compared to savings accounts because they involve higher risk and potential for higher gains. Stocks can experience large growth or decline in value, while savings accounts offer low risk and stable but lower returns.
For example, from the 1950s to the 1980s, the average annual return on stocks from the S&P 500 included both dividends and capital gains and was higher than the return on savings accounts.