Final answer:
If a carrier says that its home state doesn't require workers' compensation insurance, verify the information with the state's labor department or insurance regulatory agency. Consider seeking legal advice to understand your rights and responsibilities.
Step-by-step explanation:
Workers' compensation insurance is a legal requirement in most states to protect employees who suffer work-related injuries. If a carrier claims that its home state doesn't require workers' compensation insurance, it's important to verify this information. You should consult the state's labor department or insurance regulatory agency to confirm whether the carrier's statement is accurate. Additionally, you may want to consider seeking legal advice to understand your rights and responsibilities as an employer.