Final answer:
To convert to a Comprehensive Only policy, contact your insurance provider and follow their specific procedures, which may include filling out forms or providing additional information. Your insurer will then process the request and issue a new policy declaration.
Step-by-step explanation:
To convert a policy to a Comprehensive Only policy, you typically need to follow a process outlined by your insurance provider. Generally, this would involve contacting your insurance agent or the customer service department of your insurance company to request a policy change. The conversion process may require you to fill out a form or provide specific information regarding your vehicle and driving habits.
Once the request is processed, the insurer will likely issue a new policy declaration reflecting the change to Comprehensive Only coverage. This coverage will protect against non-collision related incidents such as theft, vandalism, and natural disasters, but it will not cover collision-related damages. Always review the new policy details carefully to understand the extent of the coverage and ensure it meets your needs.
Keep in mind that terms and conditions may vary depending on the insurer and your location, so it's important to clarify with your provider about the specific steps for conversion. Moreover, consider if comprehensive only coverage is adequate for your situation, as it may not offer the same level of protection as a full coverage policy.