The annual premium for the cheapest insurance plan from Fret-No-More is not provided in the given information.
To find the annual premium for the cheapest insurance plan available from Fret-No-More that is considered full coverage, we need to consider the information provided. Unfortunately, there is no direct information given about the premiums for Fret-No-More's insurance plans. The information provided includes unrelated data such as accident costs and total amounts. Therefore, we cannot determine the annual premium for the cheapest insurance plan from the given information.