Final answer:
The SMART goal for Sheila to aim for college despite financial limitations is, "I will explore scholarship options by the fall term of my junior year and apply to all that I qualify for," which fulfills all the criteria for a SMART goal.
Step-by-step explanation:
Sheila, a high school student, who wants to attend college despite having limited funds for tuition, should set a SMART goal. A SMART goal stands for Specific, Measurable, Attainable, Realistic, and Timely, which helps in financially planning for the future. Among the options provided, the most adherent to the SMART criteria is: "I will explore scholarship options by the fall term of my junior year and apply to all that I qualify for." This goal is specific by addressing the action of exploring scholarship options, measurable in the sense that the outcome can be tracked (scholarships applied for), attainable and realistic as it is within Sheila's control, and timely with a clear deadline set to the fall term of her junior year.
She should start planning early and get information from school counselors as well as college financial aid offices about grants and scholarships. Sheila needs to research and evaluate various scholarship opportunities, including those from state governments, schools, and nonprofit organizations. A SMART action plan will help her manage her goals by setting clear steps to achieve them, such as identifying when and how she will explore and apply to scholarships.