Final answer:
Rose is most likely covered by workers compensation insurance, which is designed to provide benefits to employees injured on the job or while performing work-related tasks. The correct option is B.
Step-by-step explanation:
When Rose was injured while traveling on official employee business, the type of insurance that most likely protects her is workers compensation. Workers compensation insurance is a type of protection that employers are required to provide. Under this program, employers pay into state-run funds that offer benefits to employees who sustain injuries while on the job or in the course of their employment duties.
Workers compensation is distinct from family medical leave, which allows employees to take up to 12 weeks of unpaid leave per year for family reasons, such as birth or a family illness. Unlike issues of harassment or discrimination, which are related to the protected classes in the statutes regulated by the Equal Employment Opportunity Commission (EEOC) and do not provide coverage for work-related injuries, workers compensation is specifically designed to address such situations.
Employers cannot retaliate or discriminate against workers for utilizing their rights under the law, including reporting a work-related injury or illness. Workers are entitled to safe working conditions and may also file complaints with the Occupational Safety and Health Administration (OSHA) should they feel their rights are infringed upon. The benefits provided by workers compensation can include medical expenses, lost wages, and rehabilitation costs for injuries sustained while performing work-related tasks.