Question

Does pdl insurance cover repairs to your car if you were at fault in the crash?

1) Yes
2) No

Answer 1

PDL (Property Damage Liability) insurance typically covers the cost of repairs to the other party's vehicle if you were at fault in a crash.

Step-by-step explanation:

PDL (Property Damage Liability) insurance typically covers the cost of repairs to the other party's vehicle if you were at fault in a crash. It does not cover the repairs to your own car. This type of insurance is designed to protect you financially if you cause damage to someone else's property, including their vehicle.

For example, if you rear-end another car and it results in damage to their vehicle, your PDL insurance should cover the cost of repairs to that car.

However, to cover the repairs to your own car, you would need collision coverage or a comprehensive insurance policy, depending on the nature of the damage.

Answer 2

PDL insurance, also known as Property Damage Liability insurance, covers repairs to someone else's car or property if the driver is at fault in a car crash. It does not cover repairs to the driver's own car.

Step-by-step explanation:

PDL insurance, also known as Property Damage Liability insurance, covers the cost of repairs to someone else's car or property if you are at fault in a car crash. It does not cover repairs to your own car.

For example, if you were at fault in a crash and your PDL insurance covers $10,000 in property damage, your insurance would pay for the repairs or replacement of the other person's car up to that limit. However, you would be responsible for the repairs to your own car.

So, to answer your question, PDL insurance does not cover repairs to your car if you were at fault in the crash. The purpose of PDL insurance is to protect you financially from having to pay for the cost of repairs or replacement of someone else's property.