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Does pdl insurance cover repairs to your car if you were at fault in the crash?

1) Yes, pdl insurance covers repairs to your car if you were at fault in the crash.
2) No, pdl insurance does not cover repairs to your car if you were at fault in the crash.
3) Cannot be determined from the given information.

User Fredric
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2 Answers

4 votes

Final answer:

PDL insurance does not cover repairs to your vehicle if you're at fault; it covers damages to others' property. You need collision coverage to pay for your own car's repairs in such cases.

Step-by-step explanation:

No, PDL insurance, which stands for Property Damage Liability, does not cover repairs to your own car if you were at fault in the crash. Property Damage Liability insurance is designed to cover the repairs of the other vehicle or property that you might damage in an accident where you are at fault. For repairs to your own car, you would need collision coverage, which is a separate part of an auto insurance policy that pays for repairs to your own vehicle following a crash, regardless of who is at fault.

User Csonuryilmaz
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7.5k points
2 votes

Final answer:

No, pdl insurance does not cover repairs to your car if you were at fault in the crash.

Step-by-step explanation:

No, pdl insurance does not cover repairs to your car if you were at fault in the crash. PDL insurance, or Property Damage Liability insurance, only covers the cost of repairs to other people's property or vehicles if you are at fault in a car accident. For example, if you hit another car and damage it, your PDL insurance would cover the repairs to the other person's car, but not yours. To cover repairs to your own car, you would need collision coverage or comprehensive coverage as part of your insurance policy.

User Iafonov
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7.4k points