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Ivan deposited $700 into an account that pays simple interest at a rate of 6% per year. How much interest will he be paid in the first 3 years?

A. $126
B. $1260
C. $12600
D. $420

User Yi Jiang
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1 Answer

4 votes

Final answer:

Using the simple interest formula (I = P × R × T), we find that Ivan will earn $126 in interest over the first 3 years on his $700 deposit at a 6% annual interest rate. The correct option is A.

Step-by-step explanation:

The question asks how much interest Ivan will earn in the first 3 years on a $700 deposit at a simple interest rate of 6% per year. To calculate the simple interest, you use the formula: Interest = Principal × Rate × Time. In Ivan's case, the principal is $700, the simple interest rate is 6% (or 0.06 as a decimal), and the time is 3 years.

So, the interest Ivan will earn is calculated as follows:


  • Principal (P) = $700

  • Rate (R) = 6% per year = 0.06

  • Time (T) = 3 years

  • Interest (I) = P × R × T = $700 × 0.06 × 3 = $126

Therefore, Ivan will be paid $126 in interest over the first 3 years.

User Ian Abbott
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