Final answer:
Being at 45° N with cool weather throughout the year, significant winter precipitation, and not being close to the ocean places you in the Humid Continental climate zone. This zone, known as Type D, experiences warm to hot summers, cold winters, and sees plenty of snow in colder months. Option b is the correct answer.
Step-by-step explanation:
If you are at 45° N experiencing cool weather year-round with a significant amount of precipitation in the winter and living away from the ocean's moderating influence, you'd likely be in the Humid Continental climate zone. This type of climate, also known as a Type D climate, is characterized by warm to hot summers and cold winters, being found in places such as central Canada, the Great Lakes region of the United States, and extensive areas of Russia.
These regions have large seasonal temperature differentials and significant year-round precipitation, with more in the form of snow during the winter months. The cool summer temperatures and lack of proximity to the ocean further support the notion that the Humid Continental climate is the correct option.
Considering the details you've provided, specifically not living close to an ocean, experiencing a lot of precipitation during winter (primarily snow), and enduring cool weather throughout the year, your location fits the characteristics of a Humid Continental climate zone (option a), rather than a Humid Subtropical, West Coast Mediterranean, or a Polar climate zone.