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Which of the following would be considered a debit and be displayed as such on your checking account statement?

a) Mortgage payment
b) Interest on the account
c) Direct deposit
d) Cash deposit

1 Answer

2 votes

Final answer:

The $5,000 line of credit is neither M1 nor M2, $50 traveler's checks and $1 in quarters are part of M1, while $1200 in a checking account is also M1, and $2000 in a money market account is part of M2.

Step-by-step explanation:

Items included in M1 and M2 money supplies relate to the liquidity and accessibility of these funds. Here is a breakdown of each item from the list:

a. Your $5,000 line of credit on your Bank of America card is not included in M1 or M2 because it is a form of credit, not actual money that you own.

b. $50 dollars' worth of traveler's checks you have not used yet are considered part of M1, because traveler's checks are a form of checkable deposit.

c. $1 in quarters in your pocket is part of M1 as it is physical currency.

d. $1200 in your checking account is part of M1 because it is a checkable deposit that is readily accessible for transactions.

e. $2000 you have in a money market account could be considered part of M2, as M2 includes all of M1 plus savings deposits, small-denomination time deposits, and non-institutional money market funds.

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