176k views
0 votes
A bank features a savings account that has an annual percentage rate of 3.4% with interest compounded quarterly. Ashley deposits $2,000 into the account.

What is the account balance after 4 years, rounded to the nearest cent? Do not include the $ sign in your answer.

User Gzim
by
7.4k points

1 Answer

2 votes

Final answer:

To calculate the future balance of Ashley's savings account with an annual interest rate of 3.4% compounded quarterly, we use the compound interest formula with the principal amount of $2000. After 4 years, the account balance would be approximately $2276.89.

Step-by-step explanation:

The student's question is asking how to calculate the future balance of a savings account with an annual interest rate that is compounded quarterly. This type of problem requires knowledge of the formula for compound interest. The formula for compound interest is A = P(1 + r/n)nt, where:

• A is the amount of money accumulated after n years, including interest.

• P is the principal amount (the initial amount of money).

• r is the annual interest rate (decimal).

• n is the number of times that interest is compounded per year.

• t is the time the money is invested for, in years.

To solve this problem for Ashley's deposit, we use the following values: P = $2000, r = 3.4% or 0.034, n = 4 (since interest is compounded quarterly), and t = 4 years. Plugging these values into the formula, we get

A = 2000(1 + 0.034/4)4*4.

Calculating this out, Ashley's account balance after 4 years, rounded to the nearest cent, will be approximately $2276.89.

User Pshoukry
by
7.6k points