Question

Clyde, who is 6 years old, lives with his grandparents, who are his legal guardians and are both in their late sixties. They live on their Social Security income and a modest pension. Although they are a low-income family, they are not impoverished. They have health insurance coverage through Medicare. Which of the following statements is most likely to be true about health insurance for Clyde? Because he lives in a low-income family, Clyde is eligible for the Children's Health Insurance Program. Because his legal guardians have Medicare, Clyde is eligible for Medicare. Because Clyde is in the care of his legal guardians, Clyde is eligible for Medicaid. Because his legal guardians are over age 65, Clyde is eligible for a Medicare supplemental plan.

Answer 1

Clyde, being a six-year-old child, is likely not eligible for Medicare but may be eligible for the Children's Health Insurance Program (CHIP) or Medicaid, depending on the specifics of his family's income and state program eligibility standards.

Step-by-step explanation:

The question is about determining the most likely health insurance coverage for Clyde, a six-year-old child living with his elderly grandparents. Since Clydes grandparents are over 65, they have coverage through Medicare, which is a government program providing health insurance for those who are 65 and older. However, Medicare is not generally available to children like Clyde. Instead, Clyde is most likely eligible for the Children's Health Insurance Program (CHIP), which is aimed at providing coverage for children in families with relatively low incomes that do not qualify for Medicaid. If Clyde's family income is too high for Medicaid but still considered low, he may be covered by CHIP.

Another possibility, though income and personal circumstances must be considered, is that Clyde could be eligible for Medicaid. While the grandparents' Social Security income and modest pension suggest they are not impoverished, Clyde's eligibility would depend on the specifics of the state's Medicaid program as states set their own income eligibility standards. Medicaid, a federal-state program, covers low-income individuals of all ages, and specific provisions ensure coverage for children.