Final answer:
The major object that is not used as part of the Salesforce CRM for Retail Loans is Collateral Management.
Step-by-step explanation:
The major object that is not used as part of the Salesforce CRM for Retail Loans is Collateral Management. The Salesforce CRM for Retail Loans is primarily concerned with managing customer relationships and opportunities, as well as tracking and managing sales. Collateral management, on the other hand, deals with the management of physical assets provided as security for loans, such as real estate or other valuable items.