Final answer:
Retail lending includes financial products such as Line of Credit, Term Loan, and Personal Loan, which are designed for consumer borrowing, whereas Commercial Real Estate loans fall under commercial lending.
Step-by-step explanation:
Retail lending typically includes a variety of financial products designed for individual consumers. Among these products, Line of Credit (A), Term Loan (C), and Personal Loan (D) are common offerings. A Line of Credit provides a borrower access to a set amount of funds they can draw from as needed. Term Loans are borrowed with a set amount of money with a fixed repayment schedule and a predetermined interest rate. Personal Loans, usually unsecured, are provided to individuals by banks or other financial institutions to be used for any personal expenses.
However, Commercial Real Estate loans (B) typically fall under commercial lending rather than retail. These are more specific to businesses and investors purchasing commercial property. Understanding the differences between these products helps consumers and firms make informed decisions regarding their borrowing needs and repayment capabilities.