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In n years at effective interest rate i, an investment will be worth F. What formula gives the investment's present worth, P?

User Arjan
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1 Answer

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Final answer:

The present value of an investment can be calculated using the formula: PV = F / (1 + i)^n.

Step-by-step explanation:

The present value of an investment can be calculated using the formula:


PV = F / (1 + i)^n



In this formula, PV represents the present value, F represents the future value, i represents the effective interest rate, and n represents the number of years.



For example, let's say you have an investment
that will be worth $10,000 in 5 years with an effective interest rate of 8%. To find the present value of the investment, you would use the formula:



PV = $10,000 / (1 + 0.08)^5



Simplifying the formula would give you the present value of the investment.

User Bomin
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