Final answer:
Identity proofing is the term used when a person needs to be authenticated but traditional credentials are not available. It involves various methods to verify the rightful owner of an account to prevent identity theft, where thieves may use personal information to make unauthorized transactions.
Step-by-step explanation:
When a person claims they are a user but cannot be authenticated due to reasons like a lost password, this scenario is commonly referred to as Identity proofing. Identity proofing is the process used to verify the identity of a user who is trying to access services, especially when traditional credentials are unavailable or compromised. This process may involve answering security questions, providing government-issued identification, or using biometric verification. It is important to ensure that the rightful owner of an account is the one gaining access to prevent identity theft, which is a form of fraud where someone unlawfully acquires personal information to impersonate someone else and typically engage in unauthorized transactions.
When a person claims they are the user but cannot be authenticated, such as with a lost password, it is referred to as identity proofing.Identity proofing is the process of verifying an individual's claimed identity. It involves validating the information provided by the user and determining whether they are who they claim to be, even if they cannot be authenticated through the usual means.