Final answer:
If the insurance company does not send out claim forms in time, the insured can provide claim details in any written form to continue the claims process.
Step-by-step explanation:
According to the claims form provision in a health insurance policy, if the insurance company fails to send out the claim forms within the specified time period, the insured is usually entitled to submit a claim in any form that adequately provides the necessary information to the insurance company. This could mean sending a written statement of medical expenses or a fully documented claim outlining the details of the services received and the costs incurred. This provision ensures that the claims process can continue even in the absence of standard forms, preventing delays in reimbursement for the insured.