Final answer:
The provision not related to the filing of claims and payment of benefits in health insurance is the goal to provide all Americans with access to affordable health insurance, which is an objective of Obamacare.
Step-by-step explanation:
The provisions that relate to the filing of claims and payment of benefits in health insurance generally encompass several elements such as deductibles, the fee-for-service model, membership in a health maintenance organization (HMO), and the risk of adverse selection. However, from the given options and context, the provision not related to filing claims and payment of benefits is the goal to provide all Americans with access to affordable health insurance, which is a goal of Obamacare.
Insurance claims and administrative costs constitute significant expenses for insurance companies. They may also invest capital and incur costs of running their business, but premiums and claims are typically their largest financial activities. Social insurance programs require regular payments in exchange for future benefits. These facets constitute the landscape of health insurance.