Question

Before paying a claim, an insurance company asks an insured to have a medical examination, at its expense. The insured:

Answer 1

Insurance companies ask an insured to have a medical examination before paying a claim to gather information about their health and potential risks.

Step-by-step explanation:

Before paying a claim, an insurance company asks an insured to have a medical examination at its expense. This is a common practice in health insurance to gather information about the insured's health and potential risks. By conducting a medical examination, the insurance company can assess the health status of the insured and determine if any pre-existing conditions or risks exist that may impact the claim.

This helps the insurance company make informed decisions regarding coverage and premiums.