Question

is a set of security controls that businesses are required to implement to protect credit card data. For example, two of the requirements specify that the organization must monitor and audit all access to cardholder data and that access to that data must be restricted on a need-to-know basis. For example, one of the requirements specifies that a strong password policy be in place within the organization. one of the requirements specifies that antivirus software be installed on all systems and that it must be updated regularly. two of the requirements specify that all cardholder data be encrypted before being transmitted on a network medium and that all default passwords be removed from hardware and software deployed. two of the requirements specify that the organization must restrict physical access to all cardholder data and that the CDE network be isolated from the rest of the network. standard requires that organizations that handle credit card processing conduct both internal and external penetration tests at least once per year. They can perform them more frequently, if desired, but they are not required to. These organizations must also conduct penetration testing after they make a significant change to the network infrastructure.

Answer 1

The security controls are part of the Payment Card Industry Data Security Standard (PCI DSS), which mandates a variety of protective measures for entities handling credit card data. Key aspects include monitoring access, encryption, password policies, anti-virus software, and regular penetration testing. Personal data protection can also entail strong passwords, vigilance with physical cards, and careful online privacy management.

Step-by-step explanation:

The set of security controls referred to in the question is part of a regulatory standard known as the Payment Card Industry Data Security Standard (PCI DSS). This standard is mandatory for all entities that store, process, or transmit credit card data. It outlines a comprehensive set of security measures designed to ensure the protection of cardholder information against unauthorized access and data breaches.

Key requirements of PCI DSS include:

• Monitoring and auditing access to cardholder data.
• Implementing access control measures on a need-to-know basis to minimize risk of exposure.
• Enforcing strong password policies.
• Regularly updating and maintaining anti-virus software.
• Encrypting cardholder data during transmission over public networks.
• Changing default passwords on systems and devices.
• Restricting physical access to sensitive data.
• Separating the cardholder data environment (CDE) network from other networks.
• Performing annual internal and external penetration testing and after significant infrastructure changes.

Individuals can protect their own data by implementing personal security strategies such as using complex passwords and PINs, protecting physical credit and debit cards, securing mailboxes, monitoring credit history, and utilizing anti-virus software. Understanding and exercising online privacy rights, carefully reading privacy policies, limiting the amount of personal information shared, and becoming familiar with privacy settings on social media and online platforms are additional ways to safeguard personal data.