21.8k views
3 votes
You deposit $1000 Into an account that pays 2% annual interest compounded dally, how much money will you have 4 years?

User Mjschultz
by
7.5k points

1 Answer

0 votes

Final answer:

After 4 years with an annual interest rate of 2% compounded daily, an initial deposit of $1000 will grow to approximately $1083.86.

Step-by-step explanation:

To calculate how much money you will have in an account after 4 years with an initial deposit of $1000 and an annual interest rate of 2% compounded daily, you can use the formula for compound interest:

A = P(1 + \frac{r}{n})^{nt}

Where:

A is the amount of money accumulated after n years, including interest.

P is the principal amount (the initial amount of money).

r is the annual interest rate (decimal).

n is the number of times that interest is compounded per year.

t is the time the money is invested for, in years.

For your account:

P = $1000

r = 0.02 (2% annual interest)

n = 365 (compounded daily)

t = 4 years

Using the formula:

A = 1000(1 + \frac{0.02}{365})^{365*4}

Calculating this, we find:

A ≈ $1000(1.00005479452)^{1460}

A ≈ $1000(1.083859)

A ≈ $1083.86

Therefore, after 4 years, you will have approximately $1083.86 in your account.

User Kwarrick
by
7.7k points