Final answer:
The student is asking which company does not offer usage-based automobile insurance. While many insurers provide this service, the source 'About Business 3.4' is required for an exact answer, as without it, we cannot identify the entity being referred to.
Step-by-step explanation:
The question asks about which entity does NOT offer usage-based automobile insurance. Usage-based automobile insurance, also known as pay-as-you-drive (PAYD) or pay-how-you-drive (PHYD), adjusts premiums based on a driver's driving behavior and usage. This type of insurance utilizes telematics technology to monitor vehicle use and driving patterns. As the question referenced a specific source, 'About Business 3.4,' it suggests that there may be a list or content in that resource indicating companies that offer such insurance.
Typically, many major insurance companies now provide usage-based insurance options; however, without the specific context from 'About Business 3.4,' it is not possible to provide the accurate company that does not offer such a service. If the student provides more context from that source, a precise answer can be given.