Final answer:
A PPO allows you to refer yourself to a specialist without approval and enjoy the same benefits as an in-network provider.
Step-by-step explanation:
A PPO (Preferred Provider Organization) allows you to refer yourself to a specialist without needing approval and, as long as the specialist is an in-network provider, you can enjoy the same benefits as you would with your primary care physician. This means that you can see a specialist for specific medical needs or conditions without needing a referral from your primary care doctor, saving you time and allowing you to receive the care you need more quickly.
For example, let's say you have a PPO health insurance plan and you want to see a dermatologist for a skin condition. With a PPO, you can schedule an appointment directly with the dermatologist, without needing to get approval from your primary care doctor. As long as the dermatologist is in-network with your insurance plan, you can enjoy the same benefits and coverage as you would with your primary care doctor.