Final answer:
Medicare Part C, or Medicare Advantage, takes over where basic Medicare leaves off, offering more comprehensive coverage including HMOs, PPOs, and often prescription drug coverage. It offers additional benefits such as lower out-of-pocket costs and wellness programs but may require adhering to network rules for providers.
Step-by-step explanation:
The blank in the question, "Medicare Part C", takes over where your basic Medicare coverage leaves off. This refers to a health insurance program in the United States that provides more comprehensive coverage options than basic Medicare. Medicare Part C, also known as Medicare Advantage, is a type of Medicare health plan offered by private companies that contract with Medicare to provide all your Part A and Part B benefits. Medicare Advantage Plans include HMOs, PPOs, private fee-for-service plans, and special needs plans. Most Medicare Advantage Plans also offer prescription drug coverage.
Choosing a Medicare Part C plan can offer additional benefits compared to original Medicare, such as lower out-of-pocket costs, and often includes benefits like vision, hearing, dental, and wellness programs. However, choosing these plans often means you must adhere to specific network rules for health care providers and may have different rules for how you get services, which can affect where and how you receive care.