Final answer:
Comprehensive major medical coverage is essential for early retirees, offering coverage for preexisting conditions and prescription benefits.
Step-by-step explanation:
Under these circumstances, comprehensive major medical coverage is essential to early retirees, and it should cover preexisting conditions and provide decent prescription benefits.
The importance of healthcare for early retirees cannot be overstated, particularly in the United States, where historical health coverage legislation like Medicare has been crucial.
While Medicare has been a cornerstone for those 65 and older, it has also faced criticism for not covering certain expenses, such as prescription drugs.
However, the Medicare Prescription Drug and Modernization Act of 2003 introduced programs to assist with medication costs, and efforts like the Patient Protection and Affordable Care Act have sought to expand healthcare coverage and make comprehensive.
Additionally, with the expansion of Medicaid and subsidies for lower premiums, more Americans, specifically those with the lowest incomes, have access to essential health services.