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You deposit $2000 in a long-term investment fund in which the interest is compounded quarterly. After 6 years, the balance is $2759.31. What is the annual interest rate?

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Final answer:

The annual interest rate for the investment is approximately 5.96%, calculated using the compound interest formula based on the known initial deposit, final balance, and compounding frequency.

Step-by-step explanation:

To calculate the annual interest rate of a long-term investment fund with quarterly compounding and a known final balance, we use the formula for compound interest, which is A = P(1 + r/n)^(nt), where:

  • A is the amount of money accumulated after n years, including interest.
  • P is the principal amount (the initial amount of money).
  • r is the annual interest rate (decimal).
  • n is the number of times that interest is compounded per year.
  • t is the time the money is invested for, in years.

We are given:

  • P = $2000
  • A = $2759.31
  • n = 4 (since interest is compounded quarterly)
  • t = 6 years

Solving for r in the compound interest formula, and calculating using the given values, we find that the annual interest rate is approximately 5.96%.

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