Final answer:
John is correct because if a number is divisible by 20, it is also divisible by all the factors of 20, including 4.
Step-by-step explanation:
John is correct that 4 must be a factor of the large number because if a number is divisible by 20, it is also divisible by all the factors of 20. Since 20 can be expressed as 2 x 2 x 5, we know that any number divisible by 20 must also be divisible by 2 and 5. Therefore, since John has already determined that 20 is a factor, it follows that 4 (2 x 2) must also be a factor of the large number.