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Your client, Mr. Henderson, has Medicare and told you he has diabetes. Which plan would you recommend to Mr. Henderson?

User Hcarrasko
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1 Answer

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Final answer:

Recommend Mr. Henderson to enroll in a Medicare plan that offers prescription drug coverage, such as Medicare Part D, in addition to his current plan, to manage diabetes-related medication costs efficiently.

Step-by-step explanation:

If Mr. Henderson has Medicare and is managing his diabetes, he may benefit from a plan that offers prescription drug coverage due to the high costs associated with diabetes medications. Since the Medicare Prescription Drug and Modernization Act of 2003 introduced assistance programs, beneficiaries may save between 15 percent to 25 percent annually on prescriptions.

The choice between Medicare Plan A, which primarily covers hospital bills, and Medicare Plan B, which operates like an employer's health plan with the recipient paying small premiums, depends on Mr. Henderson's specific needs for medical services. Given his condition, additional coverage under Medicare Part D, which specifically offers prescription drug coverage, might be necessary for an optimal health insurance plan dedicated to managing his diabetes efficiently.

Mr. Henderson should consider enrolling in the plan that best suits his current medical needs concerning diabetes, including consultations with diabetes educators and dieticians, which are essential components of diabetes management.

User Aleksandrs Ulme
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