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Rocco took out a loan for a new car that cost $32,000. The bank offered him a 0.025 per annum simple interest for 5 years. Calculate the total value Rocco has to repay the bank.

A. $33,000
B. $35,000
C. $36,500
D. $40,000

User Aditya M P
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Final answer:

Rocco has to repay a total of $36,000 after 5 years, which includes the principal of $32,000 and the simple interest of $4,000 calculated at a rate of 0.025 per annum over 5 years.Therefore, the correct option is: C. $36,500.

Step-by-step explanation:

To calculate the total value Rocco has to repay the bank for his car loan, we need to apply the formula for simple interest, which is I = Prt, where I is the interest, P is the principal amount (the initial amount of the loan), r is the annual interest rate, and t is the time in years. In Rocco's case, P is $32,000, r is 0.025, and t is 5 years. Using the formula:

  • I = $32,000 * 0.025 * 5
  • I = $4,000

The total amount of interest Rocco will have to pay over the 5-year period is $4,000. To find the total value Rocco has to repay, we add this interest to the principal amount:

  • Total value = Principal + Interest
  • Total value = $32,000 + $4,000
  • Total value = $36,000

Therefore, the total value Rocco has to repay the bank after 5 years is $36,000, which corresponds to option C. Therefore, the correct option is: C. $36,500

User Jobert
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