Question

Describe the adjustments that are made to a patient's account when a NSF check is received by the healthcare facility.

a.The account is credited with the check amount.
b.The account is debited with the check amount.
c.The account is credited, and a fee is charged to the patient.
d.The account remains unchanged until the check clears.

Answer 1

When a healthcare facility receives an NSF check, the patient's account is debited with the check amount, and often a fee is charged for processing the NSF check.

Step-by-step explanation:

When a NSF check (Non-Sufficient Funds check) is received by a healthcare facility, adjustments need to be made to reflect that the payment the facility thought it had received is not actually available. Typically, the healthcare facility will take the following steps:

• The patient's account is debited with the amount of the check that was returned. This effectively reverses the credit that was originally made when the check was deposited.
• An additional fee may be debited from the patient's account to cover the costs associated with handling the NSF check. This is known as an NSF fee, and the amount can vary depending on the healthcare provider's policies and the bank's fees for processing NSF checks.

Thus, the correct answer here is that the account is debited with the check amount, and an NSF fee is often charged to the patient. This ensures that the healthcare facility's records accurately represent the funds that are actually available after accounting for the failed payment.