Final answer:
One point is subtracted from a driver's record for every year they drive without a violation or suspension.
The correct answer is 1) one, but doesn't go below zero.
Step-by-step explanation:
For every year a driver goes without a violation or suspension, one point is subtracted from their record. However, the points cannot go below zero, so if a driver has zero points on their record, they won't go into negative points even if they continue to drive without any violations or suspensions. This system encourages drivers to uphold a clean driving history, but once they reach zero points, no further deductions occur, ensuring a baseline level of credit for responsible driving behavior.
Thus, the correct answer is option (1) one, but doesn't go below zero.