Final answer:
To get your credit score, accessing it through myFICO.com will involve a fee, whereas other methods such as checking your credit card statement or consulting with a non-profit counselor may be free. High interest rates and the importance of maintaining a good credit history are significant factors in the broader context of credit and loans.
Step-by-step explanation:
Getting your credit score from myFICO.com would involve paying a fee. This service provides you with your FICO score, which many lenders use to evaluate creditworthiness. It is important to understand that different methods of accessing your credit information might come with or without fees, and one should always inquire about any potential charges upfront.
For those just beginning to build credit, starting with options such as a bank's credit card or a store's credit card could be beneficial despite their higher interest rates. Be mindful that carrying a balance leads to accruing interest based on the extent of the unpaid balance and the card's interest rate. Keeping a clean credit history is crucial, as it can affect loan approval and the terms, including the monthly payment amount for loans like auto-loans.