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_________________is defined as a lender restricting the number of loans in a certain areas of a community because of its racist or ethnic makeup

User Jhansen
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Final answer:

Redlining is the discriminatory practice of lenders restricting loans in certain areas due to racist or ethnic factors. It perpetuates housing segregation and denies opportunities to marginalized communities.

Step-by-step explanation:

Redlining is defined as a lender restricting the number of loans in certain areas of a community because of its racist or ethnic makeup. It is viewed as a continuation of discriminatory practices, such as restrictive covenants and mortgage discrimination, that were used to maintain housing segregation based on race or ethnicity.

User Yoonie
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