Question

The Commissioner may, without hearing, suspend an agent's license for all of the following reasons EXCEPT

A Denial of a previous application for another professional license.
B Revocation of another professional license.
C Failure to properly identify the insured true risk.
D Committing a felony.

Answer 1

The Commissioner can suspend an agent's license without a hearing for revocation of another license, failure to identify true risk, or committing a felony. The exception is the denial of a previous professional license application.

Step-by-step explanation:

The student is asking about the circumstances under which the Commissioner may suspend an agent's license without a hearing. The reasons listed except for one are grounds for such suspension. Specifically:

• Denial of a previous application for another professional license is not a reason for an immediate suspension.
• Revocation of another professional license could be cause for suspension.
• Failure to properly identify the insured true risk might lead to a suspension.
• Committing a felony is also a valid reason for immediate suspension.

Therefore, the correct answer is A: Denial of a previous application for another professional license.