Question

All of the following data on an insured may affect the underwriting of a life insurance policy except the insurI completed's?

A) Gender
B) Occupation
C) Blood type
D) Health history

Answer 1

Health history is the only data on an insured that does not affect the underwriting of a life insurance policy.

Step-by-step explanation:

All of the following data on an insured may affect the underwriting of a life insurance policy except the insured's health history. Gender, occupation, and blood type are all factors that can impact the underwriting process. For example, males generally have higher life insurance premiums than females due to statistically shorter life expectancy. Occupation can also affect premiums, with high-risk jobs resulting in higher rates. Blood type may be considered in certain cases, such as for individuals with rare blood types who may have increased risks associated with certain medical conditions.