Question

A Medicare beneficiary who wants to apply for Medicare supplement insurance is entitled to an open enrollment period of how many months beginning on the date she first enrolls for Medicare Part B?

A)6 months
B)8 months
C)9 months
D)12 months

Answer 1

The open enrollment period for a Medicare beneficiary to apply for Medicare supplement insurance is 6 months, starting from their enrollment in Medicare Part B.

Step-by-step explanation:

A Medicare beneficiary who wants to apply for Medicare supplement insurance, also known as Medigap, is entitled to an open enrollment period of 6 months. This period begins on the date the beneficiary first enrolls for Medicare Part B. During this time frame, beneficiaries have a guaranteed right to buy any Medigap policy offered in their state, regardless of health status. Applying for Medigap coverage after this enrollment period may result in higher premiums or denial of coverage based on medical underwriting.