Question

J is sixty-five years old, works for a company with fifty employees, and decides to continue working to increase his Social Security benefits. He elects to continue group coverage. If J falls off a ladder at home and is hospitalized, which of the following coverages would be primary?. J is sixty-five years old, works for a company with fifty employees, and decides to continue working to increase his Social Security benefits. He elects to continue group coverage. If J falls off a ladder at home and is hospitalized, which of the following coverages would be primary?

A) Medicaid
B) Medicare
C) SCHIP (State Children's Health Insurance Program)
D) COBRA (Consolidated Omnibus Budget Reconciliation Act)

Answer 1

Medicare would be the primary coverage for J if he falls off a ladder and is hospitalized. Medicaid, SCHIP, and COBRA are not the primary coverages for individuals aged 65 and older.

Step-by-step explanation:

Medicare would be the primary coverage. Medicare is a federal system of health insurance for individuals aged 65 and older. It covers hospitalization and medical expenses for those over the age of 65, which is the case for J. Medicaid, SCHIP, and COBRA are not the primary coverages for individuals aged 65 and older. Medicaid is a program providing medical benefits for recipients of welfare and the disabled, SCHIP is the State Children's Health Insurance Program, and COBRA is the Consolidated Omnibus Budget Reconciliation Act, which allows individuals to keep their group health insurance coverage after they leave their job.