Final answer:
The Stored-Program concept is not credited to Bill Gates, but rather to John von Neumann.
Step-by-step explanation:
The Stored-Program concept is not credited to Bill Gates. It was actually developed by John von Neumann, a Hungarian-American mathematician and computer scientist. The Stored-Program concept refers to the idea that both the data being processed and the instructions for processing that data are stored in the computer's memory, allowing for the execution of complex programs.