Final answer:
Adult day care is the setting that provides a relaxed atmosphere, decreased patient load, a primarily daytime schedule, is becoming more common, and is less costly for insurance companies.
Step-by-step explanation:
The setting that provides a relaxed atmosphere, decreased patient load, a primarily daytime schedule, is becoming more common, and is less costly for insurance companies is adult day care. Adult day care centers are designed to provide supervision, socialization, and activities for older adults during the day, while allowing them to return home in the evenings. These centers offer a variety of services including meals, health monitoring, therapy, and recreational activities.