Final answer:
The least reputable resource would likely be a debt-consolidation service advertised on television. Roger's employee assistance program at work, National Foundation for Credit Counseling, and the Consumer Credit Counseling Service are generally reputable sources for consumer counseling.
Step-by-step explanation:
The least reputable resource among the options provided would likely be a debt-consolidation service advertised on television. Although some debt-consolidation services may be legitimate and helpful, many advertised on television can be predatory and take advantage of individuals struggling with credit problems. They often charge high fees without providing the promised relief.
On the other hand, Roger's employee assistance program at work, National Foundation for Credit Counseling, and the Consumer Credit Counseling Service are generally reputable sources for consumer counseling. These organizations aim to provide reliable and professional assistance to individuals in addressing their credit problems. They offer counseling, education, and guidance on managing debts and improving credit scores.