Final answer:
The concept that justifies the scenario where a patient refuses surgery due to religious beliefs is Intersectionality.
Step-by-step explanation:
The concept that justifies the scenario where a patient refuses surgery due to religious beliefs is Intersectionality. Intersectionality refers to the interconnected nature of social categories, such as religion, race, and gender, which can result in overlapping forms of discrimination or disadvantage. In this case, the patient's religious beliefs intersect with their healthcare decision, leading them to refuse surgery.