Final answer:
Small businesses commonly rely on the business owner's personal funds or borrowing against personal assets for financing. They may also seek funding from angel investors in exchange for a stake in the company.
Step-by-step explanation:
Small businesses commonly cannot tap into major sources of long-term financing to the extent necessary to provide for capital needs. These businesses often rely on the business owner's personal funds or borrow money using personal assets as collateral. Alternatively, small businesses may seek funding from angel investors who provide financial support in exchange for a stake in the company.