Final answer:
Francesca's coping mechanism can be described as emotion-focused coping, where she is spending time ruminating and feeling sad about her situation instead of actively trying to address the problem. Emotion-focused coping focuses on managing the emotions associated with stress.
Step-by-step explanation:
Francesca's coping mechanism can be described as emotion-focused coping. Emotion-focused coping involves efforts to change or reduce the negative emotions associated with stress. In this case, Francesca is spending a great deal of time ruminating and feeling sad about her situation, which is a way of managing the emotions caused by the stress of her retirement plan losses. Emotion-focused coping strategies focus on treating the symptoms rather than addressing the actual problem.