Final answer:
A typical deductible for basic surgical expense insurance is generally around $500, making the correct answer option D) $500. However, deductibles vary by policy, and other cost-sharing measures like co-insurance and co-payments may also apply.
Step-by-step explanation:
Basic surgical expense insurance typically comes with a deductible that the policyholder must pay before insurance starts to cover their medical costs. While deductibles can vary widely depending on the insurance plan and the provider, a common deductible amount might be around $500. This would mean that the correct option here would be D) $500. It's important to note that the actual deductible will depend on the specific policy and the insurance company offering it, as well as the level of coverage selected by the individual.
Health insurance deductibles are only one part of the overall cost structure. Individuals may also be responsible for co-insurance payments, which is a percentage of the medical expenses after the deductible, and for co-payments, which are fixed amounts paid for specific services.